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Comprehensive Local Credit Card Guide

Credit Cards in 01056 (Ludlow, MA)

Credit Card Debt in 01056

^ Average credit card debt in 01056 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01056

^ Based on overall Massachusetts data, the credit card delinquency rate in Ludlow is approximately 0.62%. [2]

Credit Scores in 01056

^ The average credit score in Ludlow is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01056

Credit Card Debt in 01056


  • 01056 Credit Card Debt
    • The estimated average credit card debt for 01056 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01056


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01056 Credit Scores


  • Credit Scores in 01056
    • Residents of 01056 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01056 (Ludlow, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01056 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01056 [4]
    • 01056 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01056 (Ludlow, MA)

Recent credit card complaints originating from consumers in 01056, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Apr 6, 2012
01056
Collection debt dispute
CAPITAL ONE FINANCIAL CORPORATION
Closed without relief
Yes
No

Local financial institutions in or near 01056

Banks in or near 01056 (Ludlow, MA)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 01056 produced no matches.

ATMs in or near 01056 (Ludlow, MA)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 01056 produced no matches.

Credit Unions in or near 01056 (Ludlow, MA)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 01056 produced no matches.

Household Income Statistics in 01056

Income: 01056 vs. Massachusetts

Median household income in 01056 ($48,829) is approximately 31 percent less than the median income for the state as a whole ($71,021). [5]


Income Breakdown in 01056

The median household income in 01056 is $48,829, versus $71,021 for Massachusetts and $58,283 for the U.S. Approximately 17 percent of Ludlow households have incomes below poverty level. [5]



Income: 01056 vs. Nation

Median household income in 01056 ($48,829) is approximately 16 percent less than the median income for the entire United States ($58,283). [5]


Additional information about Massachusetts

About 01056

01056 is associated with the city of Ludlow, which is located in Hampden County in the state of Massachusetts. [6]

MA Credit Cards

01056 Credit Cards

For more information about 01056 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Massachusetts


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau