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Comprehensive Local Credit Card Guide

Credit Cards in 01056 (Ludlow, MA)

Credit Card Debt in 01056

^ Average credit card debt in 01056 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01056

^ Based on overall Massachusetts data, the credit card delinquency rate in Ludlow is approximately 0.62%. [2]

Credit Scores in 01056

^ The average credit score in Ludlow is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01056

Credit Card Debt in 01056


  • 01056 Credit Card Debt
    • The estimated average credit card debt for 01056 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01056


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01056 Credit Scores


  • Credit Scores in 01056
    • Residents of 01056 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01056 (Ludlow, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01056 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01056 [4]
    • 01056 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Massachusetts

About 01056

01056 is associated with the city of Ludlow, which is located in Hampden County in the state of Massachusetts. [6]

MA Credit Cards

01056 Credit Cards

For more information about 01056 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Massachusetts


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Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau