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Comprehensive Local Credit Card Guide

Credit Cards in 01041 (Holyoke, MA)

Credit Card Debt in 01041

^ Average credit card debt in 01041 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01041

^ Based on overall Massachusetts data, the credit card delinquency rate in Holyoke is approximately 0.62%. [2]

Credit Scores in 01041

^ The average credit score in Holyoke is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01041

Credit Card Debt in 01041


  • 01041 Credit Card Debt
    • The estimated average credit card debt for 01041 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01041


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01041 Credit Scores


  • Credit Scores in 01041
    • Residents of 01041 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01041 (Holyoke, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01041 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01041 [4]
    • 01041 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01041 (Holyoke, MA)

Recent credit card complaints originating from consumers in 01041, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


We did not find any local credit card complaints in Holyoke, MA.

Our search for complaints originating from comsumers in Holyoke (01041) did not produce any matches.


Local financial institutions in or near 01041

Banks in or near 01041 (Holyoke, MA)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 01041 produced no matches.

ATMs in or near 01041 (Holyoke, MA)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 01041 produced no matches.

Credit Unions in or near 01041 (Holyoke, MA)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 01041 produced no matches.

Household Income Statistics in 01041

Income: 01041 vs. Massachusetts

Median household income in 01041 ($30,649) is approximately 57 percent less than the median income for the state as a whole ($71,021). [5]


Income Breakdown in 01041

The median household income in 01041 is $30,649, versus $71,021 for Massachusetts and $58,283 for the U.S. Approximately 17 percent of Holyoke households have incomes below poverty level. [5]



Income: 01041 vs. Nation

Median household income in 01041 ($30,649) is approximately 47 percent less than the median income for the entire United States ($58,283). [5]


Additional information about Massachusetts

About 01041

01041 is associated with the city of Holyoke, which is located in Hampden County in the state of Massachusetts. [6]

MA Credit Cards

01041 Credit Cards

For more information about 01041 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau