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Comprehensive Local Credit Card Guide

Credit Cards in 01028 (East Longmeadow, MA)

Credit Card Debt in 01028

^ Average credit card debt in 01028 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01028

^ Based on overall Massachusetts data, the credit card delinquency rate in East Longmeadow is approximately 0.62%. [2]

Credit Scores in 01028

^ The average credit score in East Longmeadow is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01028

Credit Card Debt in 01028


  • 01028 Credit Card Debt
    • The estimated average credit card debt for 01028 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01028


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01028 Credit Scores


  • Credit Scores in 01028
    • Residents of 01028 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01028 (East Longmeadow, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01028 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01028 [4]
    • 01028 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01028 (East Longmeadow, MA)

Recent credit card complaints originating from consumers in 01028, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Mar 31, 2014
01028
Billing disputes
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No

Local financial institutions in or near 01028

Banks in or near 01028 (East Longmeadow, MA)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 01028 produced no matches.

ATMs in or near 01028 (East Longmeadow, MA)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 01028 produced no matches.

Credit Unions in or near 01028 (East Longmeadow, MA)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 01028 produced no matches.

Household Income Statistics in 01028

Income: 01028 vs. Massachusetts

Median household income in 01028 ($81,233) is approximately 14 percent greater than the median income for the state as a whole ($71,021). [5]


Income Breakdown in 01028

The median household income in 01028 is $81,233, versus $71,021 for Massachusetts and $58,283 for the U.S. Approximately 17 percent of East Longmeadow households have incomes below poverty level. [5]



Income: 01028 vs. Nation

Median household income in 01028 ($81,233) is approximately 39 percent greater than the median income for the entire United States ($58,283). [5]


Additional information about Massachusetts

About 01028

01028 is associated with the city of East Longmeadow, which is located in Hampden County in the state of Massachusetts. [6]

MA Credit Cards

01028 Credit Cards

For more information about 01028 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Massachusetts


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau