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Comprehensive Local Credit Card Guide

Credit Cards in 01022 (Chicopee, MA)

Credit Card Debt in 01022

^ Average credit card debt in 01022 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01022

^ Based on overall Massachusetts data, the credit card delinquency rate in Chicopee is approximately 0.62%. [2]

Credit Scores in 01022

^ The average credit score in Chicopee is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01022

Credit Card Debt in 01022


  • 01022 Credit Card Debt
    • The estimated average credit card debt for 01022 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01022


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01022 Credit Scores


  • Credit Scores in 01022
    • Residents of 01022 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01022 (Chicopee, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01022 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01022 [4]
    • 01022 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01022 (Chicopee, MA)

Recent credit card complaints originating from consumers in 01022, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Jun 1, 2013
01022
Collection debt dispute
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Aug 25, 2013
01022
Delinquent account
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with monetary relief
Yes
Yes

Local financial institutions in or near 01022

Banks in or near 01022 (Chicopee, MA)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 01022 produced no matches.

ATMs in or near 01022 (Chicopee, MA)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 01022 produced no matches.

Credit Unions in or near 01022 (Chicopee, MA)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 01022 produced no matches.

Household Income Statistics in 01022

Income: 01022 vs. Massachusetts

Median household income in 01022 ($0) is approximately 100 percent less than the median income for the state as a whole ($71,021). [5]


Income Breakdown in 01022

The median household income in 01022 is $0, versus $71,021 for Massachusetts and $58,283 for the U.S. Approximately 17 percent of Chicopee households have incomes below poverty level. [5]



Income: 01022 vs. Nation

Median household income in 01022 ($0) is approximately 100 percent less than the median income for the entire United States ($58,283). [5]


Additional information about Massachusetts

About 01022

01022 is associated with the city of Chicopee, which is located in Hampden County in the state of Massachusetts. [6]

MA Credit Cards

01022 Credit Cards

For more information about 01022 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Massachusetts


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau