Credit Card & Personal Finance Statistics in 01020
Credit Card Debt in 01020
- 01020 Credit Card Debt
- The estimated average credit card debt for 01020 residents is $5,142. 
- Average credit card debt amount in Massachusetts (all cities) is
4% greater than the national average of $4,965.
- Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. 
Credit Card Calculator for 01020
01020 Credit Scores
- Credit Scores in 01020
- Residents of 01020 (MA) have an estimated average credit score of 714. 
- The average credit score in Massachusetts (all cities) is
2.59% greater than the national average score of 696.
- Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. 
More 01020 (Chicopee, MA) Credit Stats
- Credit card delinquency rates in Massachusetts 
- Massachusetts residents (all cities) rank 16th in the U.S. with a rate that
is 9% greater than the national average of 0.57%.
- Cardholders in 01020 who are more than 90 days late on payments
- Massachusetts Rate: 0.62%
- National Average: 0.57%
- Statute of limitations for credit card debt in 01020 
- 01020 (Massachusetts) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 01020 (Chicopee, MA)
Recent credit card complaints originating from consumers in 01020, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.
|Date Complaint Filed||ZIP of Complaint||Type of Complaint||Company||Status of Complaint||Timely response?||Consumer disputed?|
|Jun 13, 2014||01020||Closing/Cancelling account||SYNCHRONY FINANCIAL||Closed with explanation||Yes||Yes|
|Jun 5, 2013||01020||Billing disputes||CAPITAL ONE FINANCIAL CORPORATION||Closed with explanation||Yes||Yes|
|Oct 10, 2015||01020||Balance transfer fee||PENTAGON FEDERAL CREDIT UNION||Closed with monetary relief||Yes||No|
|Jul 24, 2012||01020||Closing/Cancelling account||CITIBANK, N.A.||Closed with explanation||Yes||No|
|Apr 8, 2013||01020||Closing/Cancelling account||CITIBANK, N.A.||Closed with monetary relief||Yes||No|
|Sep 17, 2013||01020||Credit line increase/decrease||CITIZENS FINANCIAL GROUP, INC.||Closed with explanation||Yes||No|
|Jul 11, 2012||01020||Billing disputes||FIRST NATIONAL BANK OF OMAHA||Closed with explanation||Yes||No|
|Apr 10, 2014||01020||Credit determination||SYNCHRONY FINANCIAL||Closed with explanation||Yes||Yes|
|Feb 16, 2015||01020||Delinquent account||STERLING JEWELERS, INC.||Closed with monetary relief||Yes||No|
|Dec 26, 2012||01020||Billing disputes||SYNCHRONY FINANCIAL||Closed with monetary relief||Yes||No|
|Jan 5, 2017||01020||Billing disputes||CITIBANK, N.A.||Closed with monetary relief||Yes||No|
Local financial institutions in or near 01020
Banks in or near 01020 (Chicopee, MA)
Local banks offering credit and financial products to residents of the community.
Sorry, no local banks found.
Our search for banks located in 01020 produced no matches.
ATMs in or near 01020 (Chicopee, MA)
Local Automated Teller Machines (ATMs) for use by residents of the community.
Sorry, no local ATMs were found.
Our search for ATMs located in 01020 produced no matches.
Credit Unions in or near 01020 (Chicopee, MA)
Local credit unions offering financial products to residents of the community.
Sorry, no local credit unions were found.
Our search for credit unions located in 01020 produced no matches.
Household Income Statistics in 01020
Income: 01020 vs. Massachusetts
Median household income in 01020 ($38,723) is approximately 45 percent less than the median income for the state as a whole ($71,021). 
Income Breakdown in 01020
The median household income in 01020 is $38,723, versus $71,021 for Massachusetts and $58,283 for the U.S. Approximately 17 percent of Chicopee households have incomes below poverty level. 
Income: 01020 vs. Nation
Median household income in 01020 ($38,723) is approximately 34 percent less than the median income for the entire United States ($58,283). 
Additional information about Massachusetts
01020 is associated with the city of Chicopee, which is located in Hampden County in the state of Massachusetts. 
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in Massachusetts
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ Massachusetts State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau