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Comprehensive Local Credit Card Guide

Credit Cards in 01020 (Chicopee, MA)

Credit Card Debt in 01020

^ Average credit card debt in 01020 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01020

^ Based on overall Massachusetts data, the credit card delinquency rate in Chicopee is approximately 0.62%. [2]

Credit Scores in 01020

^ The average credit score in Chicopee is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01020

Credit Card Debt in 01020


  • 01020 Credit Card Debt
    • The estimated average credit card debt for 01020 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01020


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01020 Credit Scores


  • Credit Scores in 01020
    • Residents of 01020 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01020 (Chicopee, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01020 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01020 [4]
    • 01020 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01020 (Chicopee, MA)

Recent credit card complaints originating from consumers in 01020, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Jun 13, 2014
01020
Closing/Cancelling account
SYNCHRONY FINANCIAL
Closed with explanation
Yes
Yes
Jun 5, 2013
01020
Billing disputes
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
Yes
Oct 10, 2015
01020
Balance transfer fee
PENTAGON FEDERAL CREDIT UNION
Closed with monetary relief
Yes
No
Jul 24, 2012
01020
Closing/Cancelling account
CITIBANK, N.A.
Closed with explanation
Yes
No
Apr 8, 2013
01020
Closing/Cancelling account
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Sep 17, 2013
01020
Credit line increase/decrease
CITIZENS FINANCIAL GROUP, INC.
Closed with explanation
Yes
No
Jul 11, 2012
01020
Billing disputes
FIRST NATIONAL BANK OF OMAHA
Closed with explanation
Yes
No
Apr 10, 2014
01020
Credit determination
SYNCHRONY FINANCIAL
Closed with explanation
Yes
Yes
Feb 16, 2015
01020
Delinquent account
STERLING JEWELERS, INC.
Closed with monetary relief
Yes
No
Dec 26, 2012
01020
Billing disputes
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Jan 5, 2017
01020
Billing disputes
CITIBANK, N.A.
Closed with monetary relief
Yes
No

Local financial institutions in or near 01020

Banks in or near 01020 (Chicopee, MA)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 01020 produced no matches.

ATMs in or near 01020 (Chicopee, MA)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 01020 produced no matches.

Credit Unions in or near 01020 (Chicopee, MA)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 01020 produced no matches.

Household Income Statistics in 01020

Income: 01020 vs. Massachusetts

Median household income in 01020 ($38,723) is approximately 45 percent less than the median income for the state as a whole ($71,021). [5]


Income Breakdown in 01020

The median household income in 01020 is $38,723, versus $71,021 for Massachusetts and $58,283 for the U.S. Approximately 17 percent of Chicopee households have incomes below poverty level. [5]



Income: 01020 vs. Nation

Median household income in 01020 ($38,723) is approximately 34 percent less than the median income for the entire United States ($58,283). [5]


Additional information about Massachusetts

About 01020

01020 is associated with the city of Chicopee, which is located in Hampden County in the state of Massachusetts. [6]

MA Credit Cards

01020 Credit Cards

For more information about 01020 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Massachusetts


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Cities in MA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau