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Comprehensive Local Credit Card Guide

Credit Cards in 20868 (Spencerville, MD)

Credit Card Debt in 20868

^ Average credit card debt in 20868 is approximately $5,345, based on overall Maryland data. [1]

Credit Card Delinquency in 20868

^ Based on overall Maryland data, the credit card delinquency rate in Spencerville is approximately 0.61%. [2]

Credit Scores in 20868

^ The average credit score in Spencerville is approximately 696, based on collective Maryland data. [3]

MD Credit Cards

Credit Card & Personal Finance Statistics in 20868

Credit Card Debt in 20868


  • 20868 Credit Card Debt
    • The estimated average credit card debt for 20868 residents is $5,345. [1]
    • Average credit card debt amount in Maryland (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Maryland cities rank 8th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 20868


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20868 Credit Scores


  • Credit Scores in 20868
    • Residents of 20868 (MD) have an estimated average credit score of 696. [3]
    • The average credit score in Maryland (all cities) is exactly equal to the national average score of 696.
    • Maryland collectively ranks 32nd in the U.S. in average credit score of residents. [3]

More 20868 (Spencerville, MD) Credit Stats

  • Credit card delinquency rates in Maryland [2]
    • Maryland residents (all cities) rank 17th in the U.S. with a rate that is 7% greater than the national average of 0.57%.
  • Cardholders in 20868 who are more than 90 days late on payments
    • Maryland Rate: 0.61%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 20868 [4]
    • 20868 (Maryland) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Maryland

About 20868

20868 is associated with the city of Spencerville, which is located in Montgomery County in the state of Maryland. [6]

MD Credit Cards

20868 Credit Cards

For more information about 20868 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Maryland


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Cities in MD

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maryland State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau