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Comprehensive Local Credit Card Guide

Credit Cards in 71079 (Summerfield, LA)

Credit Card Debt in 71079

^ Average credit card debt in 71079 is approximately $4,773, based on overall Louisiana data. [1]

Credit Card Delinquency in 71079

^ Based on overall Louisiana data, the credit card delinquency rate in Summerfield is approximately 0.76%. [2]

Credit Scores in 71079

^ The average credit score in Summerfield is approximately 669, based on collective Louisiana data. [3]

LA Credit Cards

Credit Card & Personal Finance Statistics in 71079

Credit Card Debt in 71079


  • 71079 Credit Card Debt
    • The estimated average credit card debt for 71079 residents is $4,773. [1]
    • Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
    • Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 71079


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71079 Credit Scores


  • Credit Scores in 71079
    • Residents of 71079 (LA) have an estimated average credit score of 669. [3]
    • The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
    • Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]

More 71079 (Summerfield, LA) Credit Stats

  • Credit card delinquency rates in Louisiana [2]
    • Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 71079 who are more than 90 days late on payments
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 71079 [4]
    • 71079 (Louisiana) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 71079 (Summerfield, LA)

Recent credit card complaints originating from consumers in 71079, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


We did not find any local credit card complaints in Summerfield, LA.

Our search for complaints originating from comsumers in Summerfield (71079) did not produce any matches.


Local financial institutions in or near 71079

Banks in or near 71079 (Summerfield, LA)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 71079 produced no matches.

ATMs in or near 71079 (Summerfield, LA)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 71079 produced no matches.

Credit Unions in or near 71079 (Summerfield, LA)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 71079 produced no matches.

Household Income Statistics in 71079

Income: 71079 vs. Louisiana

Median household income in 71079 ($22,449) is approximately 53 percent less than the median income for the state as a whole ($47,653). [5]


Income Breakdown in 71079

The median household income in 71079 is $22,449, versus $47,653 for Louisiana and $58,283 for the U.S. Approximately 31 percent of Summerfield households have incomes below poverty level. [5]



Income: 71079 vs. Nation

Median household income in 71079 ($22,449) is approximately 61 percent less than the median income for the entire United States ($58,283). [5]


Additional information about Louisiana

About 71079

71079 is associated with the city of Summerfield, which is located in Claiborne County in the state of Louisiana. [6]

LA Credit Cards

71079 Credit Cards

For more information about 71079 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Louisiana


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Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau