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Comprehensive Local Credit Card Guide

Credit Cards in 42320 (Beaver Dam, KY)

Credit Card Debt in 42320

^ Average credit card debt in 42320 is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in 42320

^ Based on overall Kentucky data, the credit card delinquency rate in Beaver Dam is approximately 0.7%. [2]

Credit Scores in 42320

^ The average credit score in Beaver Dam is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Credit Card & Personal Finance Statistics in 42320

Credit Card Debt in 42320


  • 42320 Credit Card Debt
    • The estimated average credit card debt for 42320 residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 42320


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42320 Credit Scores


  • Credit Scores in 42320
    • Residents of 42320 (KY) have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More 42320 (Beaver Dam, KY) Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 42320 who are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 42320 [4]
    • 42320 (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years
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Additional information about Kentucky

About 42320

42320 is associated with the city of Beaver Dam, which is located in Ohio County in the state of Kentucky. [6]

KY Credit Cards

42320 Credit Cards

For more information about 42320 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Kentucky


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Cities in KY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau