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Comprehensive Local Credit Card Guide

Credit Cards in 42157 (Mount Hermon, KY)

Credit Card Debt in 42157

^ Average credit card debt in 42157 is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in 42157

^ Based on overall Kentucky data, the credit card delinquency rate in Mount Hermon is approximately 0.7%. [2]

Credit Scores in 42157

^ The average credit score in Mount Hermon is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Credit Card & Personal Finance Statistics in 42157

Credit Card Debt in 42157


  • 42157 Credit Card Debt
    • The estimated average credit card debt for 42157 residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 42157


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42157 Credit Scores


  • Credit Scores in 42157
    • Residents of 42157 (KY) have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More 42157 (Mount Hermon, KY) Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 42157 who are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 42157 [4]
    • 42157 (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years
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Additional information about Kentucky

About 42157

42157 is associated with the city of Mount Hermon, which is located in Monroe County in the state of Kentucky. [6]

KY Credit Cards

42157 Credit Cards

For more information about 42157 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Kentucky


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Cities in KY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau