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Comprehensive Local Credit Card Guide

Credit Cards in 41745 (Gays Creek, KY)

Credit Card Debt in 41745

^ Average credit card debt in 41745 is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in 41745

^ Based on overall Kentucky data, the credit card delinquency rate in Gays Creek is approximately 0.7%. [2]

Credit Scores in 41745

^ The average credit score in Gays Creek is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Credit Card & Personal Finance Statistics in 41745

Credit Card Debt in 41745


  • 41745 Credit Card Debt
    • The estimated average credit card debt for 41745 residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 41745


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41745 Credit Scores


  • Credit Scores in 41745
    • Residents of 41745 (KY) have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More 41745 (Gays Creek, KY) Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 41745 who are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 41745 [4]
    • 41745 (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years
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Additional information about Kentucky

About 41745

41745 is associated with the city of Gays Creek, which is located in Perry County in the state of Kentucky. [6]

KY Credit Cards

41745 Credit Cards

For more information about 41745 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Kentucky


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Cities in KY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau