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Comprehensive Local Credit Card Guide

Credit Cards in 40037 (Loretto, KY)

Credit Card Debt in 40037

^ Average credit card debt in 40037 is approximately $4,436, based on overall Kentucky data. [1]

Credit Card Delinquency in 40037

^ Based on overall Kentucky data, the credit card delinquency rate in Loretto is approximately 0.7%. [2]

Credit Scores in 40037

^ The average credit score in Loretto is approximately 688, based on collective Kentucky data. [3]

KY Credit Cards

Credit Card & Personal Finance Statistics in 40037

Credit Card Debt in 40037


  • 40037 Credit Card Debt
    • The estimated average credit card debt for 40037 residents is $4,436. [1]
    • Average credit card debt amount in Kentucky (all cities) is 11% less than the national average of $4,965.
    • Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 40037


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40037 Credit Scores


  • Credit Scores in 40037
    • Residents of 40037 (KY) have an estimated average credit score of 688. [3]
    • The average credit score in Kentucky (all cities) is 1.15% less than the national average score of 696.
    • Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]

More 40037 (Loretto, KY) Credit Stats

  • Credit card delinquency rates in Kentucky [2]
    • Kentucky residents (all cities) rank 7th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 40037 who are more than 90 days late on payments
    • Kentucky Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 40037 [4]
    • 40037 (Kentucky) Law: 15 years
    • U.S. State Average: 5.4 years
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Additional information about Kentucky

About 40037

40037 is associated with the city of Loretto, which is located in Marion County in the state of Kentucky. [6]

KY Credit Cards

40037 Credit Cards

For more information about 40037 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Kentucky


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Cities in KY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Kentucky State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau