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Comprehensive Local Credit Card Guide

Credit Cards in 61362 (Spring Valley, IL)

Credit Card Debt in 61362

^ Average credit card debt in 61362 is approximately $5,166, based on overall Illinois data. [1]

Credit Card Delinquency in 61362

^ Based on overall Illinois data, the credit card delinquency rate in Spring Valley is approximately 0.54%. [2]

Credit Scores in 61362

^ The average credit score in Spring Valley is approximately 703, based on collective Illinois data. [3]

IL Credit Cards

Credit Card & Personal Finance Statistics in 61362

Credit Card Debt in 61362


  • 61362 Credit Card Debt
    • The estimated average credit card debt for 61362 residents is $5,166. [1]
    • Average credit card debt amount in Illinois (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Illinois cities rank 15th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 61362


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61362 Credit Scores


  • Credit Scores in 61362
    • Residents of 61362 (IL) have an estimated average credit score of 703. [3]
    • The average credit score in Illinois (all cities) is 1.01% greater than the national average score of 696.
    • Illinois collectively ranks 26th in the U.S. in average credit score of residents. [3]

More 61362 (Spring Valley, IL) Credit Stats

  • Credit card delinquency rates in Illinois [2]
    • Illinois residents (all cities) rank 29th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Cardholders in 61362 who are more than 90 days late on payments
    • Illinois Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 61362 [4]
    • 61362 (Illinois) Law: 5 years
    • U.S. State Average: 5.4 years
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Additional information about Illinois

About 61362

61362 is associated with the city of Spring Valley, which is located in Bureau County in the state of Illinois. [6]

IL Credit Cards

61362 Credit Cards

For more information about 61362 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Illinois


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Cities in IL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Illinois State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau