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Comprehensive Local Credit Card Guide

Credit Cards in 83869 (Spirit Lake, ID)

Credit Card Debt in 83869

^ Average credit card debt in 83869 is approximately $4,549, based on overall Idaho data. [1]

Credit Card Delinquency in 83869

^ Based on overall Idaho data, the credit card delinquency rate in Spirit Lake is approximately 0.48%. [2]

Credit Scores in 83869

^ The average credit score in Spirit Lake is approximately 705, based on collective Idaho data. [3]

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Credit Card & Personal Finance Statistics in 83869

Credit Card Debt in 83869


  • 83869 Credit Card Debt
    • The estimated average credit card debt for 83869 residents is $4,549. [1]
    • Average credit card debt amount in Idaho (all cities) is 8% less than the national average of $4,965.
    • Collectively, Idaho cities rank 42nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 83869


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83869 Credit Scores


  • Credit Scores in 83869
    • Residents of 83869 (ID) have an estimated average credit score of 705. [3]
    • The average credit score in Idaho (all cities) is 1.29% greater than the national average score of 696.
    • Idaho collectively ranks 23rd in the U.S. in average credit score of residents. [3]

More 83869 (Spirit Lake, ID) Credit Stats

  • Credit card delinquency rates in Idaho [2]
    • Idaho residents (all cities) rank 35th in the U.S. with a rate that is 16% less than the national average of 0.57%.
  • Cardholders in 83869 who are more than 90 days late on payments
    • Idaho Rate: 0.48%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 83869 [4]
    • 83869 (Idaho) Law: 5 years
    • U.S. State Average: 5.4 years
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Additional information about Idaho

About 83869

83869 is associated with the city of Spirit Lake, which is located in Kootenai County in the state of Idaho. [6]

ID Credit Cards

83869 Credit Cards

For more information about 83869 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Idaho


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Cities in ID

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Idaho State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau