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Comprehensive Local Credit Card Guide

Credit Cards in 31706 (Albany, GA)

Credit Card Debt in 31706

^ Average credit card debt in 31706 is approximately $5,343, based on overall Georgia data. [1]

Credit Card Delinquency in 31706

^ Based on overall Georgia data, the credit card delinquency rate in Albany is approximately 0.7%. [2]

Credit Scores in 31706

^ The average credit score in Albany is approximately 667, based on collective Georgia data. [3]

GA Credit Cards

Credit Card & Personal Finance Statistics in 31706

Credit Card Debt in 31706


  • 31706 Credit Card Debt
    • The estimated average credit card debt for 31706 residents is $5,343. [1]
    • Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 31706


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31706 Credit Scores


  • Credit Scores in 31706
    • Residents of 31706 (GA) have an estimated average credit score of 667. [3]
    • The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
    • Georgia collectively ranks 50th in the U.S. in average credit score of residents. [3]

More 31706 (Albany, GA) Credit Stats

  • Credit card delinquency rates in Georgia [2]
    • Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 31706 who are more than 90 days late on payments
    • Georgia Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 31706 [4]
    • 31706 (Georgia) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Georgia

About 31706

31706 is associated with the city of Albany, which is located in Dougherty County in the state of Georgia. [6]

GA Credit Cards

31706 Credit Cards

For more information about 31706 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Georgia


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Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau