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Comprehensive Local Credit Card Guide

Credit Cards in 06492 (Wallingford, CT)

Credit Card Debt in 06492

^ Average credit card debt in 06492 is approximately $5,617, based on overall Connecticut data. [1]

Credit Card Delinquency in 06492

^ Based on overall Connecticut data, the credit card delinquency rate in Wallingford is approximately 0.52%. [2]

Credit Scores in 06492

^ The average credit score in Wallingford is approximately 713, based on collective Connecticut data. [3]

CT Credit Cards

Credit Card & Personal Finance Statistics in 06492

Credit Card Debt in 06492


  • 06492 Credit Card Debt
    • The estimated average credit card debt for 06492 residents is $5,617. [1]
    • Average credit card debt amount in Connecticut (all cities) is 13% greater than the national average of $4,965.
    • Collectively, Connecticut cities rank 3rd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 06492


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06492 Credit Scores


  • Credit Scores in 06492
    • Residents of 06492 (CT) have an estimated average credit score of 713. [3]
    • The average credit score in Connecticut (all cities) is 2.44% greater than the national average score of 696.
    • Connecticut collectively ranks 13th in the U.S. in average credit score of residents. [3]

More 06492 (Wallingford, CT) Credit Stats

  • Credit card delinquency rates in Connecticut [2]
    • Connecticut residents (all cities) rank 33rd in the U.S. with a rate that is 9% less than the national average of 0.57%.
  • Cardholders in 06492 who are more than 90 days late on payments
    • Connecticut Rate: 0.52%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 06492 [4]
    • 06492 (Connecticut) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 06492 (Wallingford, CT)

Recent credit card complaints originating from consumers in 06492, CT. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 06492

Complaint Issue Number of Complaints*
Improper use of your report 91
Incorrect information on your report 48
Problem with a company's investigation into an existing problem 32
Problem with a credit reporting company's investigation 12
Attempts to collect debt not owed 11
Other 87
* Total 2021 - 2024 (current)

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Additional information about Connecticut

About 06492

06492 is associated with the city of Wallingford, which is located in New Haven County in the state of Connecticut. [6]

CT Credit Cards

06492 Credit Cards

For more information about 06492 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Connecticut


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Connecticut State Legislature

5. ^ Consumer financial complaints in 06492

6. ^ United States Census Bureau