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Comprehensive Local Credit Card Guide

Credit Cards in 95946 (Penn Valley, CA)

Credit Card Debt in 95946

^ Average credit card debt in 95946 is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in 95946

^ Based on overall California data, the credit card delinquency rate in Penn Valley is approximately 0.5%. [2]

Credit Scores in 95946

^ The average credit score in Penn Valley is approximately 701, based on collective California data. [3]

CA Credit Cards

Credit Card & Personal Finance Statistics in 95946

Credit Card Debt in 95946


  • 95946 Credit Card Debt
    • The estimated average credit card debt for 95946 residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 95946


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95946 Credit Scores


  • Credit Scores in 95946
    • Residents of 95946 (CA) have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More 95946 (Penn Valley, CA) Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Cardholders in 95946 who are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 95946 [4]
    • 95946 (California) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about California

About 95946

95946 is associated with the city of Penn Valley, which is located in Nevada County in the state of California. [6]

CA Credit Cards

95946 Credit Cards

For more information about 95946 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in California


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Cities in CA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau