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Comprehensive Local Credit Card Guide

Credit Cards in 95215 (Stockton, CA)

Credit Card Debt in 95215

^ Average credit card debt in 95215 is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in 95215

^ Based on overall California data, the credit card delinquency rate in Stockton is approximately 0.5%. [2]

Credit Scores in 95215

^ The average credit score in Stockton is approximately 701, based on collective California data. [3]

CA Credit Cards

Credit Card & Personal Finance Statistics in 95215

Credit Card Debt in 95215


  • 95215 Credit Card Debt
    • The estimated average credit card debt for 95215 residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 95215


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95215 Credit Scores


  • Credit Scores in 95215
    • Residents of 95215 (CA) have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More 95215 (Stockton, CA) Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Cardholders in 95215 who are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 95215 [4]
    • 95215 (California) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about California

About 95215

95215 is associated with the city of Stockton, which is located in San Joaquin County in the state of California. [6]

CA Credit Cards

95215 Credit Cards

For more information about 95215 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in California


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Cities in CA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau