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Comprehensive Local Credit Card Guide

Credit Cards in 95191 (San Jose, CA)

Credit Card Debt in 95191

^ Average credit card debt in 95191 is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in 95191

^ Based on overall California data, the credit card delinquency rate in San Jose is approximately 0.5%. [2]

Credit Scores in 95191

^ The average credit score in San Jose is approximately 701, based on collective California data. [3]

CA Credit Cards

Credit Card & Personal Finance Statistics in 95191

Credit Card Debt in 95191


  • 95191 Credit Card Debt
    • The estimated average credit card debt for 95191 residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 95191


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95191 Credit Scores


  • Credit Scores in 95191
    • Residents of 95191 (CA) have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More 95191 (San Jose, CA) Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Cardholders in 95191 who are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 95191 [4]
    • 95191 (California) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about California

About 95191

95191 is associated with the city of San Jose, which is located in Santa Clara County in the state of California. [6]

CA Credit Cards

95191 Credit Cards

For more information about 95191 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in California


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau