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Comprehensive Local Credit Card Guide

Credit Cards in 94618 (Oakland, CA)

Credit Card Debt in 94618

^ Average credit card debt in 94618 is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in 94618

^ Based on overall California data, the credit card delinquency rate in Oakland is approximately 0.5%. [2]

Credit Scores in 94618

^ The average credit score in Oakland is approximately 701, based on collective California data. [3]

CA Credit Cards

Credit Card & Personal Finance Statistics in 94618

Credit Card Debt in 94618


  • 94618 Credit Card Debt
    • The estimated average credit card debt for 94618 residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 94618


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94618 Credit Scores


  • Credit Scores in 94618
    • Residents of 94618 (CA) have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More 94618 (Oakland, CA) Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Cardholders in 94618 who are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 94618 [4]
    • 94618 (California) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about California

About 94618

94618 is associated with the city of Oakland, which is located in Alameda County in the state of California. [6]

CA Credit Cards

94618 Credit Cards

For more information about 94618 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in California


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Cities in CA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau