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Comprehensive Local Credit Card Guide

Credit Cards in 94610 (Oakland, CA)

Credit Card Debt in 94610

^ Average credit card debt in 94610 is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in 94610

^ Based on overall California data, the credit card delinquency rate in Oakland is approximately 0.5%. [2]

Credit Scores in 94610

^ The average credit score in Oakland is approximately 701, based on collective California data. [3]

CA Credit Cards

Credit Card & Personal Finance Statistics in 94610

Credit Card Debt in 94610


  • 94610 Credit Card Debt
    • The estimated average credit card debt for 94610 residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 94610


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94610 Credit Scores


  • Credit Scores in 94610
    • Residents of 94610 (CA) have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More 94610 (Oakland, CA) Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Cardholders in 94610 who are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 94610 [4]
    • 94610 (California) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about California

About 94610

94610 is associated with the city of Oakland, which is located in Alameda County in the state of California. [6]

CA Credit Cards

94610 Credit Cards

For more information about 94610 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in California


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Cities in CA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau