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Comprehensive Local Credit Card Guide

Credit Cards in 85074 (Phoenix, AZ)

Credit Card Debt in 85074

^ Average credit card debt in 85074 is approximately $5,011, based on overall Arizona data. [1]

Credit Card Delinquency in 85074

^ Based on overall Arizona data, the credit card delinquency rate in Phoenix is approximately 0.56%. [2]

Credit Scores in 85074

^ The average credit score in Phoenix is approximately 691, based on collective Arizona data. [3]

AZ Credit Cards

Credit Card & Personal Finance Statistics in 85074

Credit Card Debt in 85074


  • 85074 Credit Card Debt
    • The estimated average credit card debt for 85074 residents is $5,011. [1]
    • Average credit card debt amount in Arizona (all cities) is 1% greater than the national average of $4,965.
    • Collectively, Arizona cities rank 19th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 85074


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85074 Credit Scores


  • Credit Scores in 85074
    • Residents of 85074 (AZ) have an estimated average credit score of 691. [3]
    • The average credit score in Arizona (all cities) is 0.72% less than the national average score of 696.
    • Arizona collectively ranks 35th in the U.S. in average credit score of residents. [3]

More 85074 (Phoenix, AZ) Credit Stats

  • Credit card delinquency rates in Arizona [2]
    • Arizona residents (all cities) rank 24th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Cardholders in 85074 who are more than 90 days late on payments
    • Arizona Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 85074 [4]
    • 85074 (Arizona) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Arizona

About 85074

85074 is associated with the city of Phoenix, which is located in Maricopa County in the state of Arizona. [6]

AZ Credit Cards

85074 Credit Cards

For more information about 85074 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Arizona


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Cities in AZ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arizona State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau