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Comprehensive Local Credit Card Guide

Credit Cards in 36870 (Phenix City, AL)

Credit Card Debt in 36870

^ Average credit card debt in 36870 is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in 36870

^ Based on overall Alabama data, the credit card delinquency rate in Phenix City is approximately 0.77%. [2]

Credit Scores in 36870

^ The average credit score in Phenix City is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Credit Card & Personal Finance Statistics in 36870

Credit Card Debt in 36870


  • 36870 Credit Card Debt
    • The estimated average credit card debt for 36870 residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 36870


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36870 Credit Scores


  • Credit Scores in 36870
    • Residents of 36870 (AL) have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More 36870 (Phenix City, AL) Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Cardholders in 36870 who are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 36870 [4]
    • 36870 (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Alabama

About 36870

36870 is associated with the city of Phenix City, which is located in Russell County in the state of Alabama. [6]

AL Credit Cards

36870 Credit Cards

For more information about 36870 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Alabama


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Cities in AL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau